At a glance
Potential adverse consequences from climate-related hazards interacting with the exposure and vulnerability of people, ecosystems or assets.
Why it matters
The same hazard can have different consequences for a farm, a utility site or a lending portfolio.
An operating example
Combine drought exposure with crop and borrower context when reviewing an agricultural loan portfolio.
Illustrative application, not a live customer result or a guarantee of product availability.
What it does and does not tell you
A hazard score alone is not a credit rating, insurance price or complete risk assessment.
Further reading
Primary references for the underlying concepts; the operating examples above are illustrative.